Personal Insurance
Personal insurance cover can help cover the cost of medical expenses, lost wages, and other financial losses that may occur as a result of an unexpected event. Additionally, personal insurance can help provide peace of mind knowing that if something unexpected happens, you and your loved ones will be financially protected.
At Cox Ferguson, we pride ourselves on providing our clients with comprehensive and customised personal insurance solutions. We understand that every individual has unique insurance needs, which is why we offer a range of coverage options to protect you and your loved ones.
Our goal is to make the process of purchasing personal insurance as stress-free and straightforward as possible. We work with you every step of the way.
Here are some highlights of our personal insurance services:
Strategy and Planning
We offer coverage options such as health insurance, life insurance and disability insurance, which can be tailored to meet your specific needs.
Competitive premiums
We work with a network of top-rated insurance providers to offer our clients the most competitive premiums available.
Claims assistance
We assist our clients with the claims process, ensuring that they receive the best possible outcome and the fastest possible service.
Personalised service
We provide a personal touch by assigning a dedicated insurance advisor to work with you throughout the entire process to ensure that you receive personalised service every step of the way.
Expert advice
Our team of experienced insurance specialists are available to answer any questions you may have and guide you through the process of selecting the right coverage for you.
Our advice to you is free.
Our advice is free of charge to our clients as we generate our revenue through the product providers we recommend if and when our advice is taken. Good advice comes with no obligations.
KiwiSaver Advice
Retirement planning is important because it helps ensure that an individual will have enough money to live on during their retirement years. Without proper planning, an individual may outlive their savings and be forced to rely on government programs or family for financial support.
It is important to start planning early and make regular contributions to your KiwiSaver to maximise the benefits and to ensure a comfortable retirement. Have a chat with one of our advisers to help ensure you are getting the most out of your KiwiSaver experience.
Getting advice around your KiwiSaver is important for several reasons
Helps you understand your fund type
It helps to ensure that an individual is aware of which fund best suits their needs depending on their risk tolerance, age and stage.
Helps reach long-term financial goals
By saving and investing into KiwiSaver, an individual can work towards achieving their long-term financial goals such as purchasing their first home and achieving a comfortable retirement.
Peace of mind
Knowing that you have a plan in place for your retirement and have had advice to make an informed choice around your KiwiSaver can provide peace of mind and reduce stress.